This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

Blog

­

Saving Strategies – Reduce your Mortgage

One Additional Mortgage Payment a Year

There’s a simple trick to significantly reduce the length of your mortgage and save you thousands of dollars. The trick is to make one extra mortgage payment a year and apply that payment toward your loan’s principal.

This is the method being used by “Bi-Weekly Mortgage Reduction Services” and “Bi-Weekly Mortgage Savings […]

By |December 16th, 2011|Mortgage 101|Comments Off on Saving Strategies – Reduce your Mortgage

Buyer Dont’s – Things to avoid before buying a home

Things to avoid before buying a home
Many new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are still a few major hurdles to overcome before the keys are handed out. Here […]

By |December 16th, 2011|Loans, Mortgage 101|Comments Off on Buyer Dont’s – Things to avoid before buying a home

5 Ways to get your loan faster

We should say that “working with us” is the first way! When you let us help you find the loan that’s right for you, you truly are taking advantage of some of the area’s best technology and expertise to get you a loan decision and funding on your loan quickly.But here are five “other” ways […]

By |December 16th, 2011|Loans|Comments Off on 5 Ways to get your loan faster

Fixed rate loans vs. adjustable rate loans

What are the advantages of fixed rate versus adjustable rate loans? 

With a fixed-rate loan, your monthly payment of principal and interest never change for the life of your loan. Your property taxes may go up and so might your homeowner’s insurance premium part of your monthly payment, but generally with a fixed-rate loan your payment will be […]

By |December 16th, 2011|Loans|Comments Off on Fixed rate loans vs. adjustable rate loans

Getting pre-qualified before house hunting

Should you talk to a mortgage professional before house hunting?

Absolutely! Even if you haven’t so much as picked out houses to visit yet, it’s important to see your mortgage professional first. Why? What can we do for you if you haven’t negotiated a price, and don’t know yet how much you want to borrow?

When we […]

By |December 16th, 2011|Loans, Mortgage 101|Comments Off on Getting pre-qualified before house hunting

Real Estate Glossary

A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z 

ABSORPTION RATE   Back to top
The ratio of the number of properties in an area that have been sold against the number available. Used to show the volatility of a market.

ABSTRACTION METHOD   Back to top
This method of estimating the value of property uses similar properties available in the same market to extract the value of a parcel of […]

By |December 16th, 2011|Uncategorized|Comments Off on Real Estate Glossary

How Escrow Works – Closing the Sale

To finalize the sale of the home a neutral, third party (the escrow holder, a.k.a. escrow agent) is engaged to assure the transaction will close properly and on time. The escrow holder insures that all terms and conditions of the seller’s and buyer’s agreement are met prior to the sale being finalized, including receiving funds […]

By |December 16th, 2011|Loans|Comments Off on How Escrow Works – Closing the Sale

Insurance Closing Costs

Homeowner’s Insurance
This insurance covers replacement costs for damages caused by fire, wind or other disaster that might affect the value of the property. Typically, the insurance also includes personal liability and theft coverage.

Flood or Quake Insurance
Additional hazard insurance coverage that is required for homes located in a designated hazard zone as established by the Federal […]

By |December 16th, 2011|Loans|Comments Off on Insurance Closing Costs

Tax closing costs

Property Taxes
This is the one closing cost that is often prorated between the buyer and seller. If the seller has already paid the annual property taxes, the buyer typically reimburses the seller for the period in which the buyer will be occupying the property. Likewise, if the taxes have not yet been paid, the seller […]

By |December 16th, 2011|Loans|Comments Off on Tax closing costs

Loan Related Closing Costs

Loan Origination Fee
This covers the administrative expenses in setting-up and processing the loan. The loan origination fee may be a percentage of the mortgage amount.Points (optional)
An option for the home buyer is to pay points to lower the interest rate at which the loan will be repaid. Each point equals 1 percent of the mortgage […]

By |December 16th, 2011|Loans|Comments Off on Loan Related Closing Costs